오케이캐피탈

Features 오케이캐피탈

OK Capitals unique membership service and easy and convenient financial services are OK for anyone at onceThe special membership services and financial services provided by OK Capital can now be used quickly and easily on your smartphone.1.
Automatic loan product that can be applied from a smartphone to remittance!!!2.
Through convenient fingerprint authentication, from additional loan limit inquiry to remittance OK!!3.
It is OK to take a photo ID and submit a copy with a smartphone at once!!4.
Special OK Capital membership service for members onlyUse differentiated financial services with the OK Capital mobile app!■ Main Services1.
Product information• Personal finance (product name: online automatic loan, personal credit loan, apartment mortgage loan, automobile credit loan)• Corporate finance (product name: general loan, real estate finance)• Installment/lease finance (product name: installment for durable goods, installment for industrial goods, general lease)2.
Loan inquiry and management• Search and apply for loanable amount• Creation of electronic contract• Instant loan repayment and direct debit• Issuance of certificates such as transaction details3.
OK Capital Membership• Sign up for membership• Point inquiry and redemption4.
Customer Center• Event information• Management of public certificates• Customer complaint management■ Access rights1.
Required access rights• Storage space: Stores certificates with device photo, media, and file access rights, and is used to check whether the OS has been tampered with to enhance security.2.
Optional access rights• Camera: With the right to take photos and record videos, it is used for ID photo shoots and submitted documents during non-face-to-face real-name verification.※ In the case of optional access rights, you can use the app even if you do not agree to the permission, but some services may be restricted.■ Notice• It cannot be used on arbitrarily modified (rooted) smartphones and tablet devices.• In a 3G or LTE environment, data charges may apply if the flat rate plan capacity is exceeded.■ Product information• Loan interest rate: 7.9% ~ 19.99% per annum (subject, limit, and interest rate may vary depending on product and screening criteria)• Overdue interest rate: Loan interest rate + 3% (up to 20% per annum)• Interest payment period: daily or monthly • additional fee - Early redemption fee: within 0 ~ 2% (different according to contract conditions) - Stamp tax: Occurs on loans exceeding KRW 50 million (50% shared between the customer and the company) • Contract period: 12 to 60 months ※ If the loan amount is 1 million won and the contracted interest rate is 7.9% per annum, the monthly repayment amount is 86,942 won, and the total payment amount is 1,043,034 won for 12 months.
(However, if the loan date and the expected repayment date are different, the total payment amount may vary depending on the number of days of use.)For other inquiries, please contact us at 1577-5001.
(Weekdays 09:00 to 18:00)